Lumo

Rs 24,903 left for today.

I get on the st.

Stop here and tomorrow is Rs 26,214.

Day 12Pay day Nov 1

Worked out in this tab, assuming you've spent evenly so far. Nothing you type leaves the page.

Oct 1 to Oct 31D5/31
Rs24,907

left for today. Stop here and tomorrow is Rs 25,865.

TodayPay day Nov 1
TodayRs 0

Nothing yet today. Tap one to log it.

FoodRs 2,140
TransportRs 1,964
ShoppingRs 3,368
Rs 25,865
TFSSMonTue
Left this cycleRs 672,477 27 days
SavingsRs 25,000
TodayActivityInsights

08:00

Rs 24,907 to spend today.

Open Lumo, read one number, close it.

13:10

Lunch, Rs 1,450.

Type the amount and save. Today drops to Rs 23,457.

19:40

Groceries, Rs 3,200.

Still Rs 20,257 left for today.

23:59

Stop here.

Tomorrow is Rs 25,686. What you didn't spend spreads over the days left.

Spend less today. Get more tomorrow.

Left tonight20,257

Tomorrow25,686

It works the other way too. A bad day takes a little from each day that's left. No red alarms, just a smaller number.

Know before you save.

Type 1,250 and Lumo shows what that leaves for today, before you save it.

New expense
Rs1,250

Leaves Rs 23,657 for today

123456789.0⌫
Save

Everything else stays out of the way.

Activity

Rs 77,522 spent, 37 entries

31Jul
FridayRs 235
PharmacyHealthcare-Rs 235
30Jul
ThursdayRs 2,607
GroceriesFood-Rs 2,140
Lunch outFood-Rs 467
29Jul
WednesdayRs 241
Mobile top-upUtilities-Rs 241
28Jul
TuesdayRs 1,152
Chai and snacksFood-Rs 1,152
27Jul
MondayRs 1,054
Electricity billUtilities-Rs 1,054
TodayActivityInsights
ActivityEvery entry by day. Search, filter, swipe to delete, undo.
Insights
This cycleCompare

Oct 1 to Oct 31

Rs41,180

spent by day 18, Rs 9,620 less than last cycle.

Day 1TodayDay 31
FoodRs 18,940
TransportRs 9,060
HealthcareRs 7,410
TodayActivityInsights
InsightsThis cycle against the last one, in a sentence.
Savings
Rs25,000

Use some each cycle

Ledger
Oct 18Rest of the week+Rs 10,000
Sep 22Bonus+Rs 8,000
Aug 30Started+Rs 7,000
SavingsMoney set aside, on a timeline.
Loans
Rs12,500

owed to you

ActiveRepaidWritten offAll
HamzaLent Sep 28Rs 7,500
SanaLent Oct 2, Rs 2,500 backRs 5,000
LoansWho owes you, and how much came back.

Your money, typed by you.

  • You enter what you spend. Lumo never connects to your bank.
  • One phone at a time. A new phone waits until you approve it.
  • No ads. We don't sell your data.
  • Delete your account and data in the app. Or from the website.

Lumo keeps your entries on its servers so a lost phone isn't lost data. They're not end-to-end encrypted. A few providers help run it, like hosting and Google sign-in. The privacy policy names them.

Approve this phone.

Open Lumo on Pixel 8 and tap Approve.

Tomorrow, if you stop here.

Rs 25,686

On iPhone soon.

Leave your email. A welcome email now, and one more when Lumo is on the App Store.

Protected by hCaptcha. Its privacy policy and terms apply.