Pricing
Simple plans, no surprises.
Start free and upgrade when you need more. Every feature is designed to give you financial clarity without complexity.
Lumo is live on Google Play. The Free tier is free forever — no card, no trial clock.
Free
$0
Free forever
Core money tracking for individuals getting started with financial clarity.
Get started free- Manual transactions, budgets, and savings tracking
- Receipt scanning, predictions, and loan tracking with monthly limits
- Unlimited custom notifications and data export
Pro
TBD
Pricing announced soon
Unlimited access to every feature. Built for people who want full financial control.
Start with Free- Unlimited transactions, predictions, and receipt scanning
- Multi-device sync with recovery codes
- Hard budget enforcement and advanced analytics
See the full breakdown below.
Compare plans
Everything each plan includes — exact limits, no asterisks.
| Feature | Free | Pro |
|---|---|---|
Receipt Scanning AI-powered receipt extraction | 5 / month | 50 / month |
Spending Predictions Statistical spending forecasts | 3 / month | Unlimited |
Transactions Monthly transaction entries | 100 / month | Unlimited |
Data Import Import transactions from files | Unlimited | |
Data Export Export your transaction data | Unlimited | Unlimited |
Loan Tracking Track money lent & repayments | 3 / month | Unlimited |
Income Streams Manage multiple income sources | 2 / month | Unlimited |
Custom Categories Create custom spending categories | 5 total | Unlimited |
Manual Budget Set custom monthly budget amount | Unlimited | Unlimited |
Budget Enforcement Hard budget limits & over-budget control | Unlimited | |
Savings Tracking Cycle savings & carryover analysis | Unlimited | Unlimited |
Device Sync Multi-device access & recovery codes | Unlimited | |
Custom Notifications Advanced spending reminders & alerts | Unlimited | Unlimited |
Advanced Analytics Detailed spending trends & insights | Unlimited |
Available now on Android
Start with the free plan today.
No credit card, no trial countdown. Download Lumo and keep the Free tier for as long as you want it.