Join the waitlist

Be first to the calmest money system we've ever built.

We onboard small groups so every signal feels sharp and useful. Waitlist members get priority support and influence what we ship next.

Join 2,000+ others waiting for access.

Invite-only waves
Priority support
No cost during beta

Your preview

Waitlist includes

Private beta onboarding

We admit small cohorts to keep feedback tight and the experience polished.

Priority feature input

Your requests influence the roadmap before the public launch.

Guided setup

Connect accounts quickly with support from the Lumo team.

Typical invite time: 2-3 weeks

Based on current demand and product capacity.

How it works

Your path to Lumo.

Need a custom onboarding? Talk to us

Step 01

Join the waitlist

Tell us a bit about your workflow so we can match you well.

Step 02

Get your invite

We send invites every week as capacity opens up.

Step 03

Set up in minutes

Link accounts, set goals, and get your first daily signal.

Questions, answered

Everything you need to know.

Still curious? We're happy to walk you through the details.

We are onboarding private beta groups in waves throughout 2026. Join the waitlist to get a spot.

None yet. Lumo is manual-first because bank linking isn't available in many regions. Bank connections are on the roadmap.

No. Lumo does not sell or share your financial data with ad networks or data brokers.

Not yet. Shared access is planned, and we'll announce it to waitlist members.

Add income and expenses manually, and Lumo keeps your totals and timelines up to date.

During beta, Lumo is free for waitlist members. Pricing will be announced before launch.

Yes. Manual tracking works anywhere. We'll add bank connections where they're supported.